Magnetic secure transmission (mst) device, mst system and controller including the same

ABSTRACT

A magnetic secure transmission system includes an inductor, a switching circuit connected to the inductor, and a control circuit. The control circuit controls the switching circuit to adjust a level of a current in the inductor by a first amount over a data transmission period, such that the inductor emits a magnetic pulse including a first magnitude during the data transmission period. The control circuit controls the switching circuit to adjust the level of the current in the inductor such that the level of the current is increased and decreased repeatedly by a second amount between two different levels during a data non-transmission period, and the inductor emits a magnetic pulse including a second magnitude during the data non-transmission period. The second amount is less than the first amount, the first magnitude is greater than a threshold value and the second magnitude is less than the threshold value.

CROSS-REFERENCE TO RELATED APPLICATION(S)

This US application is a Continuation-in-Part (CIP) of U.S. patent application Ser. No. 15/426,397, filed on Feb. 7, 2017, which claims the benefit of priority under 35 U.S.C. § 119 to Korean Patent Application No. 10-2016-0097850, filed on Aug. 1, 2016, in the Korean Intellectual Property Office, the contents of each of which are incorporated herein in their entirety by reference.

BACKGROUND 1. Technical Field

The present disclosure relates to non-contactless payment, and more particularly to magnetic secure transmission (MST) devices, MST system and controller including the same.

2. Discussion of Related Art

Transmission of magnetic stripe data has been done primarily by swiping a magnetic stripe card against a magnetic stripe reader (MSR) to enable payment, identification (ID), and access control functions. Mobile wallet applications on smartphones and tablets have had difficulty interacting with existing merchant point of sale (POS) devices or other devices with MSRs. Contactless reader enabled POS terminals (typically using, for example, an ISO-14443 standard) are not ubiquitous to accept contactless or near field communications (NFC) payments. It would be expensive and would take time to replace the millions of merchant POS devices (or door locks) that only accept magnetic stripe cards, just to interact with NFC phones or other transmission means like barcodes.

In many countries, the number of contactless payment cards issued is still small compared to the number of magnetic stripe cards issued to consumers. NFC chips with contactless communication capabilities have been embedded in some mobile phones, and are used by companies, such as Google and ISIS, as digital wallets for storing secure cardholder information. These NFC chip based digital wallets can be used in contactless payment transactions with a limited number of NFC capable POS devices, but these NFC chip based digital wallets have significant limitations.

SUMMARY

Some example embodiments may provide a magnetic secure transmission (MST) device capable of reducing power consumption.

Some example embodiments may provide an electronic device including the MST system, capable of reducing power consumption.

Some example embodiments may provide a controller including the MST device, capable of reducing power consumption.

According to some example embodiments of inventive concepts, a magnetic secure transmission (MST) system includes an inductor, a switching circuit connected to the inductor, and a control circuit. The control circuit is configured to control the switching circuit to adjust a level of a current in the inductor by a first amount over a data transmission period, such that the inductor emits a magnetic pulse including a first magnitude during the data transmission period. The control circuit is configured to control the switching circuit to adjust the level of the current in the inductor such that the level of the current in the inductor is increased and decreased repeatedly by a second amount with at least one constant slope between two different levels during a data non-transmission period, and the inductor emits a magnetic pulse including a second magnitude during the data non-transmission period. The second amount is less than the first amount. The first magnitude is greater than a threshold value corresponding to a noise level and the second magnitude is less than the threshold value.

According to some example embodiments of inventive concepts, a magnetic secure transmission (MST) device includes a switching circuit and a control circuit coupled to the switching circuit. The switching circuit includes a first port and a second port that are configured to connect to a first end and a second end, respectively, of an inductor that is external to the MST. The control circuit is configured to control the switching circuit to adjust a level of a current in the inductor by a first amount over a data transmission period, such that the inductor emits a magnetic pulse including a first magnitude during the data transmission period. The control circuit is configured to control the switching circuit to adjust the level of the current in the inductor such that the level of the current in the inductor is increased and decreased repeatedly by a second amount with at least one constant slope between two different levels during a data non-transmission period, and the inductor emits a magnetic pulse including a second magnitude during the data non-transmission period. The second amount is less than the first amount. The first magnitude is greater than a threshold value corresponding to a noise level and the second magnitude is less than the threshold value.

According to some example embodiments of inventive concepts, a controller includes a memory and an application processor coupled to the memory. The application processor is configured to provide switching control signals to a switching circuit coupled to an inductor for adjusting a level of a current in the inductor. The application processor is configured to control the switching circuit to adjust the level of the current in the inductor by a first amount over a data transmission period, such that the inductor emits a magnetic pulse including a first magnitude during the data transmission period. The application processor is configured to control the switching circuit to adjust the level of the current in the inductor such that the level of the current in the inductor is increased and decreased repeatedly by a second amount with at least one constant slope between two different levels during a data non-transmission period, and the inductor emits a magnetic pulse including a second magnitude during the data non-transmission period. The second amount is less than the first amount. The first magnitude is greater than a threshold value corresponding to a noise level and the second magnitude is less than the threshold value.

Accordingly, the MST device and associated systems may reduce power consumption in data non-transmission period, in which an inductor in the MST device emits magnetic pulse smaller than a threshold value, by controlling an inductor current in the data non-transmission period such that a linear increase and a linear decrease of the inductor current is alternatingly repeated with at least one constant slope between two different levels.

BRIEF DESCRIPTION OF THE DRAWINGS

Illustrative, non-limiting example embodiments will be more clearly understood from the following detailed description taken in conjunction with the accompanying drawings.

FIGS. 1A to 1C are block diagrams illustrating payment systems including magnetic secure transmission (MST) devices according to some example embodiments.

FIG. 2 is a block diagram illustrating an example of the mobile device in FIGS. 1A to 1C according to some example embodiments.

FIG. 3A is a circuit diagram illustrating the switching circuit and the inductor in the MST devices of FIGS. 1A and 1C according to some example embodiments.

FIG. 3B is a circuit diagram illustrating the switching circuit in the MST device and the inductor of FIG. 1B according to some example embodiments.

FIGS. 4 and 5 illustrates an inductor current flowing through the inductor 230 in FIGS. 3A and 3B in a data transmission period and a data non-transmission period in the MST devices in FIGS. 1A to 1C and FIG. 6 illustrates a magnetic pulse (or a magnetic field) emitted from the inductor when the inductor current is adjusted as illustrated in FIG. 4.

FIGS. 7 and 8 illustrate the switching circuit in FIG. 3A when the inductor current is decreased and increased with a constant slope in data non-transmission period, respectively.

FIG. 9 illustrates an example of a secure micro-controller according to some example embodiments.

FIG. 10 illustrates the effective value (RMS value) of the inductor current when the inductor current in the MST device in FIGS. 3A and 3B is maintained with a regular level and changes as in FIG. 4 respectively in the data non-transmission period.

FIG. 11 is a block diagram illustrating an example of a MST device according to some example embodiments.

FIG. 12 is a block diagram illustrating another example of a MST device according to some example embodiments.

FIG. 13 is a diagram explaining a wireless power reception state in the MST device of FIG. 12 according to some example embodiments.

FIG. 14 is a diagram explaining a wireless power transmission state in the MST device of FIG. 12 according to some example embodiments.

FIG. 15 is illustrates an example of the inductor in the MST device of FIG. 12 according to some example embodiments.

FIG. 16 is a flow chart illustrating a method of operating an MST device according to some example embodiments.

FIG. 17 is a block diagram illustrating a system including an MST device according to some example embodiments.

FIG. 18 is a flow chart illustrating a method of initializing the MST device in the system of FIG. 17 according to some example embodiments.

FIG. 19 is a functional diagram illustrating the MST device in FIG. 17 according to some example embodiments.

FIG. 20 is a block diagram illustrating a mobile system according to some example embodiments.

DETAILED DESCRIPTION

Various non-limiting embodiments will be described more fully hereinafter with reference to the accompanying drawings, in which some example embodiments are shown.

FIGS. 1A to 1C are block diagrams illustrating payment systems including magnetic secure transmission (MST) devices according to some example embodiments.

Referring to FIG. 1A, in some example embodiments, a payment system (or an electronic system) 10 includes a mobile device 100, a MST device 200, a POS terminal 400 and a transaction processor 450. The mobile device 100 and the MST device 200 may be referred to as an electronic device. The MST device 200 may be coupled to the mobile device 100 through an input/output (I/O) interface 109 of the mobile device 100. The I/O interface 109 may include an audio jack or an earphone jack of the mobile device, but is not limited thereto. The MST device 200 may be provided as a form of a dongle or a capsule which is coupled to the I/O interface 109.

The mobile device 100 may be a smart phone and may include a wallet software application (or, payment wallet application) 105 loaded in the mobile device 100. The POS terminal 400 includes a magnetic stripe reader head 410, a decoder 420 and a central processing unit (CPU) 430.

To make a payment at a POS location equipped with a common card payment terminal capable of reading standard ISO/ABA magnetic stripe cards 400, the consumer selects the wallet application 105 on his the mobile device 100 and selects one of the pre-loaded payment cards he wants to use for the payment. The consumer holds the mobile device 100 close (e.g., about 1 to 2 inches) to the POS terminal 400 and presses the payment icon/key 107 on the mobile device 100.

The wallet application 105 in the mobile device 100 sends to the MST device 200 via the I/O interface 109 a stream of pulses that contain the selected card's magnetic stripe data. The MST device 200 amplifies, shapes and emits the pulses in the form of suitably modulated magnetic impulses 270.

The magnetic impulses 270 are picked up by the magnetic stripe reader head 410 located in the POS terminal 400 and are converted into electrical pulses. The resulting electrical pulses are decoded by decoder 420 and processed by the CPU 430, just like it would process a standard magnetic stripe card that was swiped through its reader slot. The merchant enters the payment amount and the transaction is sent by the POS terminal 400 via the network 460 to the payment transaction processor 450.

The transaction processor 450 returns the transaction authorization and the POS terminal 450 prints a receipt. With the exception of the card entry method, the entire transaction is completed in the same manner as with a standard magnetic stripe card.

The MST device 200 includes an inductor 230, a switching circuit 210 and a secure micro-controller 250. The switching circuit 210 may be coupled to the mobile device 100 through the I/O interface 109. The switching circuit 210 may be coupled to the inductor 230. The switching circuit 210 provides the current path to the inductor 230 such that the inductor current increases or decreases linearly in a data transmission period in which the inductor 230 emits the magnetic pulse 270. The switching circuit 210 provides the current path to the inductor 230 such that constant increase and constant decrease of the inductor current between two different levels with at least one constant slope is alternatingly repeated in a data non-transmission period in which the inductor 230 emits the magnetic pulse 270 smaller than a threshold value. The switching circuit 210 may also be referred to as a switching control circuit 210.

The secure micro-controller 250 may be also referred to as a control circuit or a controller. Together, the inductor 230, switching circuit 210, and secure micro-controller 250 (e.g., control circuit) are part of a magnetic secure transmission (MST) system. In some example embodiments, an application processor in the mobile device 100 may provide commands through the I/O interface 109 to the secure micro-controller 250, and the secure micro-controller 250 may generate switching control signals SCS for driving the switching circuit 210 in response to commands received from the application processor in the mobile device 100. However, inventive concepts are not limited thereto. For example, in other example embodiments, the application processor 120 in the mobile device 100 may generate the switching control signals SCS and drive the switching circuit 210.

In some example embodiments, magnetic stripe transmission is used to transmit tokenized card data to the point of sale terminal. For example, the actual payment card number or part of it may be substituted by a cryptographically generated token, which is formatted as track data, including token data formatted to resemble a standard Primary Account Number (PAN). The PAN may contain a valid Bank Identification Number (BIN).

Such token is either downloaded from the card issuer, another online source, or is locally generated. The MST transmission of tokens replaces the transmission of valid card numbers by transmitting cryptographically generated tokens that are valid only for one transaction and thus reduces and/or eliminates the security risk inherent in the standard magnetic stripe, all without the need to change the existing point of sale hardware. In other example embodiments, more than one track data are transmitted in order to increase compatibility with existing point of sale hardware and software. For example, the transmission of Track 1 data may be followed by the transmission of Track 2 data, or Track 2 data may be followed by Track 1 data.

As shown in FIG. 1A, the MST device 200 may also include the secure micro-controller 250 which provides secure local storage of the card data and directly drives the switching circuit 210. The MST device 200 with the secure micro-controller 250 may operate detached from the mobile device 100 in a store-and-transmit mode. In some example embodiments, the MST device 200 further may include volatile and non-volatile memory for the secure storage of card data and other personal information.

Another possible implementation uses BlueTooth™ communications between the mobile device 100 and the MST device 200, where two-way communications is used for enhanced security and flexibility, including the retrieval by the phone of card data stored in the secure element formed by the secure micro-controller 250.

Referring to FIG. 1B, in some example embodiments, a payment system (or an electronic system) 10′ may be the same as the payment system 10 in FIG. 1A, except for the following differences. FIG. 1B illustrates a payment system 10′ where the inductor 230 is external to the MST device 200′ and the switching circuit 210 includes a first port 211 and a second port 212. The first port 211 and the second port 212 may be connected to a first end 231 and a second end 232 of the inductor 230. The connection to the inductor 230 may be reversible. In other words, the first and second ends 231 and 232 of the inductor 230 may be connected to the first and second ports 211 and 212 of the switching circuit 210, disconnected therefrom, and/or reconnected as desired. The secure micro-controller 250 may control the switching circuit 210 to adjust a level of a current in the inductor 230 if the first end 231 and the second end 232 of the inductor 230 are connected to the first port 211 and the second port 212 of the switching circuit 210.

Referring to FIG. 1C, in some example embodiments, a payment system (or an electronic system) 10′ may be the same as the payment system 10 in FIG. 1A, except for the following differences. FIG. 1C illustrates a payment system 10″ where the secure micro-controller 250 is omitted from the MST device 200″. In the payment system 10″, the application processor 120 (see FIG. 2) of the mobile device 100 may generate switching control signals SCS for driving the switching circuit 210. The application processor of the mobile device 100 may provide the switching control signals SCS to the switching circuit 210 through the I/O interface 109.

FIG. 1C illustrates an example where the MST device 200″ includes both the inductor 230 and the switching circuit 210. However, the MST device 200″ may alternatively have a configuration where the inductor 230 is external to the MST device 200″ (see e.g., FIG. 1B). In other words, in some example embodiments, both inductor 230 and the secure-microcontroller 250 may be external to the MST device.

FIG. 2 is a block diagram illustrating an example of the mobile device in FIGS. 1A to 1C according to some example embodiments.

Referring to FIG. 2, the mobile device 100 includes an application processor 120, a connectivity and input/output unit 110, a camera module 130, a memory 140, an interface 150, a display 160 and a power management integrated circuit (PMIC) 170, which are connected to each other via a system bus 103. The PMIC 170 may be connected to a rechargeable battery 180 and may provide a battery voltage VBAT.

The application processor 120 may control an overall operation of the mobile device 100. For example, the application processor 120, in response to executing the wallet application 105 discussed in FIG. 1A, may carry out the functions related to the wallet application 105.

The connectivity and input/output unit 110 may communicate with an external device, and may receive/output data from/to a user. The connectivity and input/output unit 110 may include a baseband chipset and may perform Bluetooth communication.

The camera module 130 may include an image sensor (e.g., semiconductor device) and may process image frames such as still images or moving images captured by the image sensor in an image-capturing mode. The camera module 130 may display the processed image frames in the display 160. The image frames processed by the cameral module 130 may be stored in the memory 140 or may be transmitted to an external device via the connectivity and input/output unit 110.

The memory 140 may store programs for process and control of the application processor 120 and may temporarily store data that are input or output. The memory 140 may include at least one storage media such as a flash memory type, a hard disk type, a multimedia card micro type, a random access memory (RAM) and a read-only memory (ROM). The interface 160 may perform interfacing with the display 160.

The PMIC 170 may provide the battery voltage VBAT for operating the mobile device 100. When the mobile device 100 is a portable device such as a wearable device, capacity of the PMIC 170 is limited. Therefore, a reduction of power consumption of the mobile device 100 is important.

FIG. 3A is a circuit diagram illustrating the switching circuit and the inductor in the MST devices of FIGS. 1A and 1C according to some example embodiments.

Referring to FIG. 3A, in some example embodiments, the switching circuit 210 includes first through fourth switching elements SW1˜SW4.

The first switching element SW1 may be connected between a power supply node PN and a first node N1 coupled to a first terminal of the inductor 230. The battery voltage VBAT may be supplied to the power supply node PN. The second switching element SW2 may be connected between the first node N1 and a ground node G coupled to the ground voltage GND. The third switching element SW3 may be connected between the power supply node PN and a second node N2. The second node N2 may be coupled to a second terminal of the inductor 230. The fourth switching element SW4 may be connected between the second node N2 and the ground node G. The first and second switching elements SW1 and SW2 may be serially connected to each other between the power supply node PN. The third and fourth switching elements may be serially connected to each other between the power node PN and the ground node G.

The application processor 120 of the mobile device 100, or the control circuit 250, may apply a first switching control signal SCS1 to the first switching element SW1, a second switching control signal SCS2 to the second switching element SW2, a third switching control signal SCS3 to the third switching element SW3, and a fourth switching control signal SCS4 to the fourth switching element SW4.

In some example embodiments, each of the first through fourth switching elements SW1˜SW4 may be implemented with an element that is turned-on/turned-off in response to each of the first through fourth switching control signals SCS1˜SCS4. In some example embodiments, the first switching element SW1 and the third switching element SW3 may be implemented with a p-channel metal-oxide semiconductor (PMOS) transistor and the second switching element SW2 and the fourth switching element SW4 may be implemented with an n-channel metal-oxide semiconductor (NMOS) transistor. In other example embodiments, the first and third switching elements SW1 and SW3 may be NMOS transistors and the second, and the second and fourth switching elements SW2 and SW4 may be PMOS transistors. In yet other example embodiments, the first to fourth switching elements SW1˜SW4 may be NMOS transistors. Alternatively, the first to fourth switching elements SW1˜SW4 may be PMOS transistors.

The first through fourth switching elements SW1˜SW4 may be turned on and/or turned-off in response to the first through fourth switching control signals SCS1˜SCS4 to provide a current path to an inductor current IL flowing through the inductor 230.

FIG. 3B is a circuit diagram illustrating the switching circuit in the MST device and the inductor of FIG. 1B according to some example embodiments.

The switching circuit in FIG. 3B may include a first port 211 connected to the first node N1 and a second port 212 connected to the second node N2. The first and second ports 211 and 212 may be connected and/or disconnected reversibly from the first and second ends 231 and 232 of the inductor 230. One of ordinary skill in the art would appreciate the that the switching circuits 210 in FIGS. 1A and 1C may include the first and second ports 211 and 212, as illustrated in FIG. 3B, and may be connected to the first and second ends 231 and 232 of the inductor 230.

FIGS. 4 and 5 illustrates an inductor current flowing through the inductor 230 in FIGS. 3A and 3B in a data transmission period and a data non-transmission period in the MST devices in FIGS. 1A to 1C and FIG. 6 illustrates a magnetic pulse (or a magnetic field) MF emitted from the inductor when the inductor current is adjusted as illustrated in FIG. 4.

In FIG. 4, each of periods INT11, INT13 and INT15 represents the data transmission period, in which the inductor 230 emits the magnetic pulse 270 including the magnetic stripe data. Each of periods INT12 and INT14 represents the data non-transmission period, in which the inductor 230 emits the magnetic pulse 270 that is smaller than the threshold value and does not include the magnetic stripe data.

In FIG. 4, some switching elements of the first through fourth switching elements SW1˜SW4, which are turned-on in each of the periods INT11˜INT15 are also illustrated.

Referring to FIGS. 3A, 3B, 4, and 6, when the first switching element SW1 and the fourth switching element SW4 are turned-on in the data transmission period INT11, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the first switching element SW1, the inductor 230 and the fourth switching element SW4 and the inductor current IL increases linearly with a slope of VBAT/L (where, L denotes an inductance of the inductor 230). Therefore, the magnetic pulse 270 is emitted according to a change of the inductor current IL in the period INT11. As shown in FIG. 6, a magnitude of the magnetic pulse 270 may be greater than a threshold value TV during the data transmission periods (e.g., INT11).

In a first data non-transmission period INT12 after the period INT11 (first type of data transmission period) in which the inductor current IL increases linearly from a third level LEVEL3 (corresponding to zero) to a first level LEVEL1, the control circuit 250 (or application processor 120 of the mobile device 100) may control on and/or off of the first through fourth switching elements SW1˜SW4 using the first through fourth switching control signals SCS1˜SCS4 such that a linear decrease and a linear increase of the inductor current IL with at least one constant slope is alternatingly repeated. The first data non-transmission period INT12 may be divided into a plurality of sub-periods S11˜S16.

The sub-periods S11˜S16 includes first sub-periods S11, S13 and S15 in each of which the inductor current IL is decreased from the first level LEVEL1 to a second level LEVEL2 by a first constant slope a1 and second sub-periods S12, S14 and S16 in each of which the inductor current IL is increased from the second level LEVEL2 to the first second level LEVEL1 by a second constant slope b1. The control circuit 250 (or application processor 120 of the mobile device 100) may control the switching circuit 210 such that each interval of the first sub-periods S11, S13 and S15 is the same as each interval of the second sub-periods S12, S14 and S16. LEVEL2 may be between LEVEL1 and LEVEL3. LEVEL3 may correspond to 0.

In each of the first sub-periods S11, S13 and S15, the second switching element SW2 and the third switching element SW3 are turned-on and the first switching element SW1 and the fourth switching element SW4 are turned-off, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the third switching element SW3, the inductor 230 and the second switching element SW2 and the inductor current IL decreases linearly with the first constant slope a1 corresponding to a slope of −VBAT/L. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value TV according to change of the inductor current IL in each of the first sub-periods S11, S13 and S15.

In each of the second sub-periods S12, S14 and S16, the second switching element SW2 and the third switching element SW3 are turned-off and the first switching element SW1 and the fourth switching element SW4 are turned-on, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the first switching element SW1, the inductor 230 and the fourth switching element SW4 and the inductor current IL increases linearly with the second constant slope b1 corresponding to a slope of VBAT/L. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value TV according to change of the inductor current IL in each of the second sub-periods S12, S14 and S16.

When the second switching element SW2 and the third switching element SW3 are turned-on in the data transmission period INT13, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the third switching element SW3, the inductor 230 and the second switching element SW2 and the inductor current IL decreases linearly with a slope of −VBAT/L from the first level LEVEL1 to the fourth level LEVEL4. Therefore, the magnetic pulse 270 is emitted according to a change of the inductor current IL in the period INT13.

The control circuit 250 (or application processor 120 of the mobile device 100) may control on and/or off of the first through fourth switching elements SW1˜SW4 using the first through fourth switching control signals SCS1˜SCS4 such that a linear increase and a linear decrease of the inductor current IL with at least one constant slope is alternatingly repeated. The second data non-transmission period INT14 may be divided into a plurality of sub-periods S21˜S26.

The sub-periods S21˜S26 includes first sub-periods S21, S23 and S25 in each of which the inductor current IL is increased from the fourth level LEVEL4 to a fifth level LEVELS by a second constant slope b1 and second sub-periods S22, S24 and S26 in each of which the inductor current IL is decreased from the fifth level LEVELS to the fourth level LEVEL4 by a first constant slope a1. The control circuit 250 (or application processor 120 of the mobile device 100) may control the switching circuit 210 such that each interval of the first sub-periods S21, S23 and S25 is the same as each interval of the second sub-periods S22, S24 and S26.

In each of the first sub-periods S21, S23 and S25, the second switching element SW2 and the third switching element SW3 are turned-off and the first switching element SW1 and the fourth switching element SW4 are turned-on, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the first switching element SW1, the inductor 230 and the fourth switching element SW4 and the inductor current IL increases linearly with the second constant slope b1 corresponding to a slope of VBAT/L. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value according to change of the inductor current IL in each of the first sub-periods S21, S23 and S25.

In each of the second sub-periods S22, S24 and S26, the second switching element SW2 and the third switching element SW3 are turned-on and the first switching element SW1 and the fourth switching element SW4 are turned-off, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the third switching element SW3, the inductor 230 and the second switching element SW2 and the inductor current IL decreases linearly with the first constant slope a1 corresponding to a slope of −VBAT/L. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value according to change of the inductor current IL in each of the second sub-periods S22, S24 and S26.

When the first switching element SW1 and the fourth switching element SW4 are turned-on in the data transmission period INT15, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the first switching element SW1, the inductor 230 and the fourth switching element SW4 and the inductor current IL increases linearly with the slope of VBAT/L. Therefore, the magnetic pulse 270 is emitted according to a change of the inductor current IL in the period INT15.

Power consumed in the MST device 200 is proportional to an effective value, e.g., root-mean-square (RMS) value of the inductor current IL, and the RMS value of the inductor current IL are in its maximum in the periods INT12 and INT14.

In FIG. 5, each of periods INT21, INT23 and INT25 represents the data transmission period in which the inductor 230 emits the magnetic pulse 270 including the magnetic stripe data and each of periods INT22 and INT24 represents the data non-transmission period in which the inductor 230 emits the magnetic pulse 270 which is smaller than the threshold value and does not include the magnetic stripe data.

Each of periods INT21, INT23 and INT25 is substantially the same as each of the periods INT11, INT13 and INT15.

In a first data non-transmission period INT22 after the period INT21 the control circuit 250 (or application processor 120 of the mobile device 100) may control on and/or off of the first through fourth switching elements SW1˜SW4 using the first through fourth switching control signals SCS1˜SCS4 such that a linear decrease and a linear increase of the inductor current IL with at least one constant slope is alternatingly repeated. The first data non-transmission period INT22 may be divided into a plurality of sub-periods S31˜S36.

The sub-periods S31˜S36 includes first sub-periods S31, S33 and S35 in each of which the inductor current IL is decreased from the first level LEVEL1 to the second level LEVEL2 by a first constant slope a2 and second sub-periods S32, S34 and S36 in each of which the inductor current IL is increased from the second level LEVEL2 to the first second level LEVEL1 by a second constant slope b2. A magnitude of the second constant slope b2 is greater than the first constant slope a2. The control circuit 250 (or application processor 120 of the mobile device 100) may control the switching circuit 210 such that each interval of the first sub-periods S31, S33 and S35 is smaller than each interval of the second sub-periods S32, S34 and S36.

In each of the first sub-periods S31, S33 and S35, the first switching element SW1 and the third switching element SW3 are turned-on and the second switching element SW2 and the fourth switching element SW4 are turned-off, a circular current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the power supply node PN through the third switching element SW3, the inductor 230 and the first switching element SW2 and the inductor current IL decreases linearly with the first constant slope a2. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value according to change of the inductor current IL in each of the first sub-periods S31, S33 and S35.

In each of the second sub-periods S32, S34 and S36, the second switching element SW2 and the third switching element SW3 are turned-off and the first switching element SW1 and the fourth switching element SW4 are turned-on, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the first switching element SW1, the inductor 230 and the fourth switching element SW4 and the inductor current IL increases linearly with the second constant slope b2. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value according to change of the inductor current IL in each of the second sub-periods S32, S34 and S36.

The control circuit 250 (or application processor 120 of the mobile device 100) may control on and/or off of the first through fourth switching elements SW1˜SW4 using the first through fourth switching control signals SCS1˜SCS4 such that a linear increase and a linear decrease of the inductor current IL with at least one constant slope is alternatingly repeated. The second data non-transmission period INT24 may be divided into a plurality of sub-periods S41˜S46.

The sub-periods S41˜S46 includes first sub-periods S41, S43 and S45 in each of which the inductor current IL is increased from the fourth level LEVEL4 to the fifth level LEVELS by a second constant slope b2 and second sub-periods S42, S44 and S46 in each of which the inductor current IL is decreased from the fifth level LEVELS to the fourth level LEVEL4 by a first constant slope a2. The control circuit 250 (or application processor 120 of the mobile device 100) may control the switching circuit 210 such that each interval of the first sub-periods S41, S43 and S45 is greater than each interval of the second sub-periods S42, S44 and S46.

In each of the first sub-periods S41, S43 and S45, the second switching element SW2 and the third switching element SW3 are turned-off and the first switching element SW1 and the fourth switching element SW4 are turned-on, a current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the ground node G (coupled to the ground voltage GND) through the first switching element SW1, the inductor 230 and the fourth switching element SW4 and the inductor current IL increases linearly with the second constant slope b2. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value according to change of the inductor current IL in each of the first sub-periods S41, S43 and S42.

In each of the second sub-periods S42, S44 and S46, the first switching element SW1 and the third switching element SW3 are turned-on and the second switching element SW2 and the fourth switching element SW4 are turned-off, a circular current path is formed from the power supply node PN (coupled to the battery voltage VBAT) to the power supply node PN through the third switching element SW3, the inductor 230 and the first switching element SW2 and the inductor current IL decreases linearly with the first constant slope a2. Therefore, the inductor L emits the magnetic pulse 270 smaller than the threshold value according to change of the inductor current IL in each of the second sub-periods S42, S44 and S46.

Since the inductor current IL is decreased and increased between the first level and the second level alternatingly and repeatedly in the data non-transmission period INT12 and the inductor current IL is increased and decreased between the fourth level and the fifth level alternatingly and repeatedly in the data non-transmission period INT14, the power consumed in the MST device 200 may be reduced in the data non-transmission periods in FIGS. 4 and 5.

FIGS. 7 and 8 illustrate the switching circuit in FIG. 3A when the inductor current is decreased and increased with a constant slope in data non-transmission period, respectively.

Referring to FIGS. 4 and 7, when the second switching element SW2 and the third switching element SW3 are turned-on a current path PTH11 is formed from the power supply node PN to the ground node G through the third switching element SW3, the inductor 230 and the second switching element SW2 and the inductor current IL decreases linearly with the first constant slope a1.

Referring to FIGS. 5 and 7, when the first switching element SW1 and the third switching element SW3 are turned-on, a circular current path PTH12 is formed from the power supply node PN (coupled to the battery voltage VBAT) to the power supply node PN through the third switching element SW3, the inductor 230 and the first switching element SW1 and the inductor current IL decreases linearly with the first constant slope a2.

Referring to FIGS. 4 and 8, when the first switching element SW1 and the fourth switching element SW4 are turned-on, a current path PTH21 is formed from the power supply node PN to the ground node G through the first switching element SW1, the inductor 230 and the fourth switching element SW4 and the inductor current IL increases linearly with the second constant slope b1

FIG. 9 illustrates an example of a secure micro-controller according to some example embodiments.

Referring to FIG. 9, the secure micro-controller 250 may include an application processor 260 coupled to a memory 255. The memory 255 may be a nonvolatile memory, such as a flash memory, a phase-change random access memory (PRAM), a magneto-resistive RAM (MRAM), a resistive RAM (ReRAM), or a ferro-electric RAM (FRAM), or a volatile memory, such as a static RAM (SRAM), a dynamic RAM (DRAM), or a synchronous DRAM (SDRAM). The application processor 260 may be a controller, an application-specific integrated circuit (ASIC), and/or other suitable hardware processing unit, that when, executing instructions stored in the memory 255, configures the secure micro-controller 250 as a special purpose controller to perform operations for driving the switching circuit 210. Examples of driving the switching circuit 210 are described in FIGS. 7-8 and 13-14, but inventive concepts are not limited thereto. The secure micro-controller 250 may generate switching control signals SCS for driving the switching circuit 210 in response to commands received from the application processor 120 in the mobile device 100. The secure micro-controller 250 may improve the functioning of the mobile device (e.g., 200, 200′) by reducing the power consumed by the inductor 230 in the data non-transmission periods.

Alternatively, in other example embodiments such as FIG. 1C, the application processor 120 and memory 140 (see FIG. 2) of the mobile device 100 may generate the switching control signals SCS for driving the switching circuit 210. The application processor 120 may be a controller, an application-specific integrated circuit (ASIC), and/or other suitable hardware processing unit, that when, executing instructions stored in the memory 140, configures the application processor 120 as a special purpose controller to perform operations for driving the switching circuit 210. Examples of driving the switching circuit 210 are described in FIGS. 7-8 and 13-14, but inventive concepts are not limited thereto. The application processor 120 may improve the functioning of the mobile device (e.g., 200″) by reducing the power consumed by the inductor 230 in the data non-transmission periods.

FIG. 10 illustrates the effective value (RMS value) of the inductor current when the inductor current in the MST device in FIGS. 3A and 3B is maintained with a regular level and changes as in FIG. 4 respectively in the data non-transmission period.

In FIG. 10, a reference numeral 310 represents the RMS value of the inductor current IL when the inductor current IL is maintained at a regular level (comparison example) and a reference numeral 320 represents the RMS value of the inductor current IL when the inductor current IL is driven as shown in FIG. 4. Therefore, power consumption of the MST device 200 (or 200′ or 200″) in case of FIG. 4 is considerably decreased compared with the power consumption in the MST device 200 (200′ or 200″) in case of the comparison example.

When the power consumption of the MST device 200 (200′ or 200″) is reduced by decreasing the RMS value of the inductor current IL in the data non-transmission period, the MST device 200 (or 200′ or 200″) may be employed in a wearable device which has limited amount of power supply.

FIG. 11 is a block diagram illustrating an example of a MST device according to some example embodiments.

An MST device 200 b of FIG. 11 is different from the MST device 200 in that the MST device 200 b further includes a pulse shaper 261. The MST devices 200′ and 200″ in FIGS. 1B and 1C may be similarly modified to include the pulse shaper 261.

Referring to FIGS. 1A to 1C and 11, to make a payment at a POS location equipped with a common card payment terminal capable of reading standard ISO/ABA magnetic stripe cards 400, the consumer selects the wallet application 105 on his the mobile device 100 and selects one of the pre-loaded payment cards he wants to use for the payment. The consumer holds the mobile device 100 close (1 to 2 inches) to the POS terminal 400 and presses the payment icon/key 107 on the mobile device 100. The wallet application 105 in the mobile device 100 sends to the MST device 200 via the I/O interface 109 a stream of pulses that contain the selected card's magnetic stripe data.

The pulse shaper 261 shapes the streams of pulse including the magnetic stripe data to a magnetic impulse and provides the magnetic impulse to the inductor 230 through the switching circuit 210.

FIG. 12 is a block diagram illustrating another example of a MST device according to some example embodiments.

In FIG. 12, a low drop-out regulator circuit (LDO) 175 included in the PMIC 170 in the mobile device 100 of FIG. 2 is also illustrated.

Referring to FIG. 12, an MST device 200 c may include an inductor 230 that may be referred to as a first inductor, a switching circuit 210, a second inductor 235 connected to switching circuit 235, and an MST module 280. As described above in FIGS. 7-9, the inductor 230 may be used for a MST function, such as emitting magnetic pulses during a data transmission period. The PMIC 170 may be connected to the switching circuit 210. As shown in FIG. 2, the battery 180 may be connected to the PMIC 170. Alternatively, the PMIC 170 may be omitted and the power node PN may connect directly to the battery 180. Although not illustrated in FIG. 12, the secure micro-controller 250 may be also included in the MST device 200 c and the secure micro-controller 250 may generate switching control signals SCS for driving the switching circuit 210. Alternatively, like the MST System 10″ described in FIG. 1C, the application processor 120 in the mobile device 100 may generate switching control signals SCS for driving the switching circuit 210. Also, in some example embodiments, the switching circuit 210 may include the first and second ports 211 and 212 and may be connected to first and second ends 231 and 232 of the inductor 230, as shown in FIG. 3B. Similarly, in some example embodiments, the switching circuit 210 may include a pair of ports for connecting to respective terminals (or ends) of the inductor 235. In other words, similar to the MST device 200″ in FIG. 1C and switching circuit illustrated in FIG. 3B, the switching circuit 210 in FIGS. 12 to 14 may be variously modified

Configuration and operation of the switching circuit 210 are described in detail with reference to FIGS. 3A and 3B, and thus detailed description will be omitted.

The MST module 280 may include state switch MSW and a pulse shaper filter 271. The state switch MSW may have a turn-on state while the MST device 200, MST device 200′, or MST device 200″ receives a request for the execution of the MST function according to the control of the application processor 120 or the secure micro-controller 250. The inductor 230 may be used for perform the MST function, as described above. When the MST function is not separately executed, the state switch MSW may have the turn-off state. The MST module 110 may be disposed in parallel to a first capacitor C1 connected to the first node N1 between the first node N1 and the first terminal (or end) of the second inductor 235. The second inductor 235 may be connected in series with the MST module 280. A capacitor may also be disposed in the pulse shaper filter 271. A capacitance of the capacitor included in the pulse shaper filter 271 (or a capacitance of the filter 271) may be 50 times greater than a capacitance of the first capacitor C1.

In the above-described structure, when the state switch MSW is turned-on in response to a mode signal MS, the capacitor of the pulse shaper filter 271 has a significantly greater capacitance in comparison to the first capacitor C1 when viewing the second inductor 235 from the outside, thus the structure may be equivalent to when only the MST module 280 is connected to the second inductor 235 without being affected by the first capacitor C1. In addition, when the state switch MSW is turned-off, the pulse shaper filter 271 may become a floating state relative to the second inductor 235. In the floating state, the capacitor included in the pulse shaper filter 271 may correspond to the substantially removed state. As a result, an AC signal received through the second inductor 235 may be delivered to the switching circuit 210 through the first capacitor C1.

The first switching element SW1 and the third switching element SW3 may be coupled to the LDO 175 through the power supply node PN. The LDO 175 may process power changed to a DC form through the switching circuit 210 to enable the power to charge the battery 180, and then deliver the processed power to the PMIC 170.

The control circuit 250 (or application processor 120) may change a polarity of the second inductor 235 between a first polarity and a second polarity that is opposite the first polarity by driving the switching circuit 210. For example, the control circuit 250 (or application processor 120) may generate switching control signals SCS1˜SCS4 to turn the first and fourth switches SW1 and SW4 on and the second and third switches SW2 and SW3 off, which changes the second inductor 235 to a first polarity by forming a current path from the power supply node PN to the ground node G through the first switching element SW1, the second inductor 236 and the fourth switching element SW4. Also, the control circuit 250 (or application processor 120) may generate switching control signals SCS1˜SCS4 to turn the first and fourth switches SW1 and SW4 off and the second and third switches SW2 and SW3 on, which changes the second inductor 235 to a second polarity by forming a current path from the power supply node PN to the ground node G (coupled to the ground voltage GND) through the second switching element SW2, the second inductor 235, and the third switching element SW3.

FIG. 13 is a diagram explaining a wireless power reception state in the MST device of FIG. 12 according to some example embodiments.

Referring to FIG. 13, when wireless power is received from the outside in the wireless power charging state, in the MST device 200 c, a cathode of an AC signal may be formed at the first terminal of the second inductor 235 and an anode of the AC signal may be formed at the second terminal of the second inductor 235. When it is sensed through a sensor separately provided on the second inductor 235 that there is a flow of a signal having a value equal to or greater than a certain size, the control circuit 250 (or application processor 120) may enable the first switching element SW1 and the fourth switching element SW4 to have a turn-on state and the second switching element SW2 and the third switching element SW3 to have a turn-off state.

Thus, a signal formed in the second inductor 235 may flow toward the source of the first switching element SW1 along a signal line on which the first capacitor C1 is disposed, and may be supplied to the LDO 175 through the first switching element SW1 in the turn-on state. The LDO 175 may deliver the supplied signal to the PMIC 170 through DC-DC conversion. A corresponding signal is returned to the second inductor 235 through the fourth switching element SW4 grounded in common with the LDO 175, so the ½ cycle of the AC signal through the first switching element SW1 and the fourth switching element SW4 may be completed.

Since wireless power received from the outside is changed in characteristic according to an AC signal characteristic during the remaining ½ cycle, the anode of the AC signal may be formed at the first terminal of the second inductor 235 and the cathode of the AC signal may be formed at the second terminal of the second inductor 235. The control circuit 250 (or application processor 120) may enable the first switching element SW1 and the fourth switching element SW4 to have a turn-off state, and the second switching element SW2 and the third switching element SW3 to have a turn-on state, which sets the polarity of the second inductor 235 to the second polarity. Thus, the signal formed in the second inductor 235 may be delivered to the LDO 175 through the third switching element SW3 in the turn-on state and may be returned through a signal line on which the first capacitor C1 is disposed, via the second switching element SW2 connected to a common ground. In the above-described operation, switching elements included in the switching circuit 210 may rectify the AC signal to convert the rectified signal into a DC signal and deliver the converted signal to the LDO 175.

FIG. 14 is a diagram explaining a wireless power transmission state in the MST device of FIG. 12 according to some example embodiments.

Referring to FIG. 14, in a wireless power transmission state, the MST device 200 c may receive, through the LDO 175, a signal supplied from PMIC 170, and deliver the received signal to the switching circuit 210 to enable the signal to flow toward the inductor 210.

Regarding this, the control circuit 250 (or application processor 120) may enable the first switching element SW1 and the fourth switching element SW4 to have a turn-on state, and the second switching element SW2 and the third switching element SW3 to have a turn-off state, which sets the second inductor 235 to the first polarity. Thus, a path may be formed which includes the first switching element SW1 in the turn on state, a signal line including the first capacitor C1, the second inductor 235, the fourth switching element SW4, and the ground node G (coupled to the ground voltage GND).

A DC signal output through the LDO 175 may be converted into an AC signal via the switching elements of the switching circuit 210 and then flow into the second inductor 235.

When the ½ cycle of the AC signal elapses, the control circuit 250 may enable the first switching element SW1 and the fourth switching element SW4 to have a turn-off state, and the second switching element SW2 and the third switching element SW3 to have a turn-on state. Thus, the DC signal output through the LDO 175 may be supplied along a path that includes the third switching element SW3 in the turn-on state, the source of the fourth switching element SW4, the second inductor 235, a signal line on which the first capacitor C1 is disposed, the source of the first switching element SW1, the second switching element SW2, and the ground node G (coupled to the ground voltage GND), to supply the AC signal to the second inductor 235.

FIG. 15 is illustrates an example of the inductor in the MST device of FIG. 12 according to some example embodiments.

Referring to FIG. 15, the inductor 230 may include a first coil 230 a and a second coil 230 b, and the first coil 230 a and the second coil 230 b may be disposed as in FIG. 15.

For example, the first coil 230 may be provided in such a manner that at least one closed curve is disposed at a distance equal to or greater than a certain value from the center. The second coil 230 b may be disposed at the center of the first coil 230 a in such a manner that at least one closed curve is disposed at a distance equal to or less than a certain value from the center. Although in FIG. 15, the first coil 230 a and the second coil 230 b are disposed in such a manner that two closed curves have a certain interval, various embodiments are not limited thereto. The number of the closed curves may vary according to a mounting region.

FIG. 16 is a flow chart illustrating a method of operating an MST device according to some example embodiments.

Referring to FIGS. 1 through 11 and 16, in a method of operating an MST device 200, the magnetic pulse 270 including the magnetic stripe data is wirelessly transmitted to the POS terminal 400 through the MST device 200 including the inductor 230 in a data transmission period according to control of the control circuit 120 or 250 (S510).

In a data non-transmission period after the data transmission period, the control circuit 250 controls on/off the switching elements SW1˜SW4 in the switching circuit 210 such that a linear decrease and a linear increase of the inductor current IL and a linear increase and a linear decrease of the inductor current IL is alternatingly repeated between two different levels. (S520). In some example embodiments, the control circuit 250 controls on/off the switching elements SW1˜SW4 such that a linear decrease and a linear increase of the inductor current IL is alternatingly repeated between a first level and a second level. In some example embodiments, the control circuit 250 controls on/off the switching elements SW1˜SW4 such that a linear increase and a linear decrease of the inductor current IL is alternatingly repeated between a fourth level and a fifth level. The method of FIG. 16 may also be applied to any one of the MST device 200′, 200″, 200 b, and 200 c, as described above; however, for the MST device 200′ in FIG. 1C, the application processor 120 instead of the control circuit 250 controls the on/off switching elements SW1˜SW4.

FIG. 17 is a block diagram illustrating a system including an MST device according to some example embodiments.

Referring to FIG. 17, a system 20 includes an MST device 200, a mobile device 100, a wallet server 195, a provisioning and authentication server 194, a card issuer server 193, an acquirer server 191, a point of sale (POS) 400, a payment network server 192, a processor server 199 (e.g., a third party processor server of the issuer), and an encrypted magnetic stripe reader 183 (MSR) which can be part of the MST device 200 (as illustrated in FIG. 17) or work alone with a wallet application on the mobile communication device 100. The MST device 200 in FIG. 17 may be substituted with any one of the MST device 200′, 200″, 200 b, and 200 c, as described above.

The MST device 200 interfaces with the mobile device 100 or may be embedded in the mobile device 100, and the mobile device 100 communicates with the wallet server 195, the provisioning and authentication server 194, the card issuer server 193, and the acquirer server 191 via a network 198. Each of the wallet server 195, the provisioning and authentication server 194, the card issuer server 193, the acquirer server 191, the payment network server 192, and the processor server 199, may also communicate with one another via the network 198.

In some example embodiments, the wallet server 195 may include one or more databases 196 and user accounts 197. The one or more databases 196 may store association data of the MST device 200 and the user accounts 197, and one or more keys used by the MST device 200 and/or the wallet server 195. The MST device 200 may be registered with a user account 197, as described in further detail below.

It should also be appreciated that the provisioning and authentication server 194, the card issuer server 193, and the acquirer server 191 may also include one or more databases and other components, such as, software and/or hardware to allow for the methods disclosed herein to be performed.

As described above, in some example embodiments, the MST devices 200, 200′, and 200″ may be a dongle that may be connected to and disconnected from the mobile device 100. The MST devices 200, 200′, and 200″ may communicate with the mobile device 100 through an audio port and/or through other types of communication interfaces, for example including, but not limited to, a USB port, a 30 pin or 9 pin Apple interface, a Bluetooth interface, a near field communication (NFC), and other serial interfaces. While the MST devices 200, 200′, and 200″ are illustrated as a dongle, the MST devices 200, 200′, and 200″ may be another type of peripheral device that communicates with the mobile device 100 through a contactless interface, such as Bluetooth or NFC; or the MST devices 200, 200′, and 200″ may be embedded inside of the mobile device 100 as part of mobile device 100.

In some example embodiments, a user may set up the user account 197 on the wallet server 195, for example, by downloading and/or installing a wallet application on the mobile device 100. The wallet application may be an interface for a user to view a list of cards available for Card-Not-Present (CNP) and Card-Present (CP) transactions. In some example embodiments, the user may choose or select a card and transmit card data corresponding to the card (for example, card track data) using the MST device 200, in either a static or a dynamic-CVV (dCVV) mode. Similarly, when performing CNP transactions, the user may view a dynamically computed Expiry Date (EXP) and CVV-2 and use them to fill checkout web forms to perform a dCVV CNP transaction.

The user may also set up the user account 197 using a computer connected to the network 198 by accessing a user account web portal. To set up the user account 197, the user may specify a username, password and a personal PIN. The password may be used to login to the wallet application on the mobile device 100. Once the user is logged in, the personal PIN may be used to enter a payment card section of the wallet application, as well as to unlock the wallet application.

FIG. 18 is a flow chart illustrating a method of initializing the MST device in the system of FIG. 17 according to some example embodiments. The method of FIGS. 17-18 may be applied to any one of the MST devices 200, 200′, 200″, 200 b, and 200 c above.

Referring to FIGS. 17 and 18, in method of initializing the MST device 200, having a unique device ID, to a user account 197, an MST device 200 is initialized or registered for the first time to a user account by plugging in or connecting the MST device 200 to the mobile device 100 (S610).

Upon connecting the MST device 200 to the mobile device 100, the wallet application recognizes the MST device 200 and registers the MST device 200 with the user account 197 of the user (S620). When the MST device 200 has been registered and connected to the appropriate user account, the MST device 200 and the user account 197 may perform a handshake (S630), and send and receive commands (S640).

Once the MST device 200 has been registered with the user account 197, the user can use the wallet application to load his/her cards by swiping the cards on a built in MSR of the MST device 200 or a separate MSR 183 that may be connected to the MST device 200 or the mobile device 100. The card data may be digitized and encrypted, and stored in the MST device 200 for later use. For example, as illustrated in FIG. 17, the cards may be used by the MST device 200 and sent to the POS 400 to effect a transaction.

FIG. 19 is a functional diagram illustrating the MST device in FIG. 17 according to some example embodiments.

Referring to FIG. 19, the MST device 200 may include a microprocessor 250, a light-emitting diode (LED) indicator 2004, a power source 2006, optionally a magnetic stripe reader (MSR) 2008, a memory storage component or secure element 2010, an input/output interface 2012 (for example, a 3.5 mm or other standard audio port, a USB port/jack interface or other communication interface, including but not limited to a 30 pin or 9 pin Apple interface, a Bluetooth interface, and other serial interfaces), and a magnetic field transmitter 2014 which includes a switching circuit and an inductor for transmitting magnetic pulses to be received by any POS device with a MSR, such as the POS terminal 400.

The microprocessor 250 handles security and communications with the mobile device 100. The microprocessor 205 can also transmit and receive encrypted card data to and from the secure element 2010. Various encryption methods may be used. For example, binary data may be encrypted and decrypted using an authentication key in combination with a XOR operation. However, example embodiments are not limited thereto. The magnetic field transmitter 2014 transmits magnetic stripe data of a cardholder to the POS terminal 400 by transmitting magnetic impulses to the MSR of the POS terminal 400. The magnetic field transmitter 2014 may include the switching circuit 210 and the inductor 230 in FIGS. 1A, 1B, and 1C.

The MST device 200 may also be used for reading other magnetic stripe cards by using the optional MSR 2008. The MSR 2008 may be used for loading payment card data onto the secure element 2010 and for capturing card track data.

As described above, the MST device 200 has the ability to load any type of magnetic stripe card into the memory means, not just payment cards. Non-payment cards may be stored separately with less security for convenience. For example, some non-payment applications may include cards to open doors, loyalty cards, etc. The loading of payment data vs. non-payment data may be separated into two separate fields or storage areas. In an example, payment cards may not be loaded into non-payment storage. For example, payment data may have a specific format that can be detected and may not be allowed to be loaded into the non-payment storage area. The payment cards may also require authentication with the application before being transmitted. On the other hand, default non-payment data may be transmitted without authentication.

The MST device 200 is capable of connecting to mobile device 100 via different interfaces beyond audio jack and USB connections (such as Bluetooth, and other wireless communication interfaces). The devices, systems, and methods allow for the loading of encrypted card data into the memory means of the MST device 200 that can later be decrypted and transmitted to the POS terminal 400, or can be transmitted encrypted to the mobile device 100 and then routed to the payment server for decryption and processing for loading a user account on the server or processing a POS transaction.

FIG. 20 is a block diagram illustrating a mobile system according to some example embodiments.

Referring to FIG. 20, a mobile system 30 may include a mobile device 600 and a wearable device 900. The mobile device 600 may be a smart phone, and the wearable device 900 may be a watch-type wearable device that operates in cooperation with the mobile device 600.

The wearable device 900 may operate in cooperation with the mobile device 600, and may display in the display panel 910 messages or phone calls received by the mobile device 600. In addition, the wearable device 900 may transmit to the mobile device 600 images captured by the camera module 930. In addition, the wearable device 900 may run various applications independently from the mobile device 600.

The mobile device 600 may include a three-dimensional (3D) image sensor 700, a two-dimensional (2D) image sensor 800 and a display device 641. The mobile device 600 may further include a touch screen 644, buttons 643 and 645, a microphone 647, and a speaker 648.

The 3D image sensor 700 may be installed on a first surface (e.g., a front surface) of the mobile device 600. The 3D image sensor 700 may perform a first sensing to detect a proximity of a subject, and a second sensing to recognize a gesture of the subject by acquiring distance information for the subject. The 3D image sensor 700 may include a sensing unit 710 having a plurality of depth pixels and a light source unit 740 to emit infrared ray or near-infrared ray.

The 2D image sensor 800 may be installed on the first surface of the mobile device 600 and may perform a third sensing to acquire color image information for the subject. The 2D image sensor 800 may include a second sensing unit 810 having a plurality of color pixels.

In FIG. 20, the 3D image sensor 700 and the 2D image sensor 800 may be prepared as two integrated circuit chips separated from each other. In other words, the mobile device 600 may include two sensing modules. In this case, the depth pixels and the color pixels may constitute two pixel arrays separated from each other.

The mobile device 600 may employ the mobile device 100 in FIGS. 1A to 1C.

The wearable device 900 may include an MST device 950. The MST device 950 may employ any one of the MST devices 200, 200′, 200″, 200 b, and 200 c in FIGS. 1A to 1C, 11-12, and 19. The MST device 950 may be a dongle that may be connected to and disconnected from the wearable device 900 or may be embedded within the wearable device 900.

The wallet application 105 in FIGS. 1A to 1C may be loaded in the mobile device 600 or the wearable device 900, the wearable device 900 is held close to the POS terminal 400, and the payment icon/key is pressed on the wearable device 900. Then, the magnetic impulses (or magnetic pulses) including the magnetic stripe data associated with the selected card from the inductor of the MST device 950 are picked-up by the magnetic stripe reader head in the POS terminal, are converted into electrical pulses, and transaction is performed.

The MST device 950, as described with reference to FIGS. 1A through 11, may reduce power consumption in data non-transmission period by controlling an inductor current in the data non-transmission period such that a linear increase and a linear decrease of the inductor current is alternatingly repeated with at least one constant slope between two different levels. Therefore, the MST device 950 may be embedded within or may cooperate with the wearable device which has limited power supply. In addition, the MST device 950, as described with reference to FIGS. 12 through 15, may charge wireless power in a rechargeable battery or may transmit wireless power to the outside.

Various example embodiments may be applied to various mobile devices and wearable devices to reduce power consumption.

The foregoing is illustrative of some example embodiments and is not to be construed as limiting thereof. Although a few example embodiments have been described, those skilled in the art will readily appreciate that many modifications are possible in example embodiments without materially departing from the novel teachings and features of inventive concepts. Accordingly, all such modifications are intended to be included within the scope of the present disclosure as defined in the claims. 

What is claimed is:
 1. A magnetic secure transmission (MST) system, comprising: an inductor; a switching circuit connected to the inductor; and a control circuit, the control circuit being configured to control the switching circuit to adjust a level of a current in the inductor by a first amount over a data transmission period, such that the inductor emits a magnetic pulse including a first magnitude during the data transmission period, the control circuit being configured to control the switching circuit to adjust the level of the current in the inductor such that the level of the current in the inductor is increased and decreased repeatedly by a second amount with at least one constant slope between two different levels during a data non-transmission period, and the inductor emits a magnetic pulse including a second magnitude during the data non-transmission period, the second amount being less than the first amount, the first magnitude being greater than a threshold value corresponding to a noise level, and the second magnitude being less than the threshold value.
 2. The MST system of claim 1, wherein the control circuit is configured to control the switching circuit to decrease the current in the inductor from a first level to a second level by a first constant slope during a first sub-period of a plurality of sub-periods of the data non-transmission period, the control circuit is configured to control the switching circuit to increase the current in the inductor from the second level to the first level by a second constant slope during a second sub-period of the plurality of sub-periods of the data non-transmission period, the second sub-period being successive to the first sub-period, the control circuit configured to set the first level and the second level, and the first sub-period and the second sub-period are alternatingly repeated.
 3. The MST system of claim 2, wherein a magnitude of the first constant slope is the same as a magnitude of the second constant slope.
 4. The MST system of claim 3, wherein the control circuit is configured to control the switching circuit such that a duration of the first sub-period is the same as a duration of the second sub-period.
 5. The MST system of claim 2, wherein a magnitude of the second constant slope is smaller than a magnitude of the first constant slope.
 6. The MST system of claim 5, wherein the control circuit is configured to control the switching circuit such that a duration of the second sub-period is greater than a duration of the first sub-period.
 7. The MST system of claim 2, wherein the data non-transmission period is successive to the data transmission period corresponding to a first type, the control circuit is configured to control the switching circuit to increase linearly the current in the inductor from a third level to the first level during the first type of data transmission period, and the third level is smaller than the second level.
 8. The MST system of claim 1, wherein the data non-transmission period is successive to the data transmission period corresponding to a second type, the control circuit is configured to control the switching circuit to decrease linearly the current in the inductor from a first level to a fourth level during the second type of data transmission period, the first level is greater than a zero, and the fourth level is smaller than the zero.
 9. The MST system of claim 8, wherein the control circuit is configured to control the switching circuit to increase the current in the inductor from the fourth level to a fifth level by a first constant slope during a first sub-period of a plurality of sub-periods of the data non-transmission period, the control circuit is configured to control the switching circuit to decrease the current in the inductor from the fifth level to the fourth level by a second constant slope during a second sub-period of the plurality of sub-periods of the data non-transmission period, the second sub-period being successive to the first sub-period, the control circuit configured to set the first level, the fourth level and the fifth level, and the first sub-period and the second sub-period are alternatingly repeated.
 10. The MST system of claim 9, wherein a magnitude of the first constant slope is the same as a magnitude of the second constant slope.
 11. The MST system of claim 9, wherein a magnitude of the second constant slope is smaller than a magnitude of the first constant slope.
 12. The MST system of claim 1, wherein the switching circuit includes, a first switching element connected between a power node and a first node, a second switching element connected between the first node and a ground node, a third switching element connected between the power node and a second node, and a fourth switching element connected between second node and the ground node, the first node is connected to a first end of the inductor, and the second node is connected to a second end of the inductor.
 13. The MST system of claim 12, wherein the first switching element and the second switching element are serially connected to each other between the power node and the ground node, and the third switching element and the fourth switching element are serially connected to each other between the power node and the ground node.
 14. The MST system of claim 12, wherein the first switching element and the third switching element are NMOS transistors, and the second switching element and the fourth switching element are PMOS transistors.
 15. The MST system of claim 14, wherein the first switching element and the third switching element are NMOS transistors, and the second switching element and the fourth switching element are NMOS transistors.
 16. The MST system of claim 1, further comprising: a MST device, wherein the MST device includes the switching circuit, and the MST device further includes the control circuit, the inductor, or both the control circuit and the inductor.
 17. A payment system, comprising: the MST system of claim 1; a MST device in the MST system, the MST device including the switching circuit; and a mobile device coupled to the MST device, wherein the mobile device includes a wallet application configured to send magnetic strip data to the control circuit, the control circuit is configured to control the switching circuit to adjust the level of the current in the inductor, based on the magnetic strip data, to emit a plurality of magnetic pulses including the first magnitude during a plurality of data transmission periods, respectively.
 18. A magnetic secure transmission (MST) device, comprising: a switching circuit including a first port and a second port that are configured to connect to a first end and a second end, respectively, of an inductor external to the MST; and a control circuit coupled to the switching circuit, the control circuit being configured to control the switching circuit to adjust a level of a current in the inductor by a first amount over a data transmission period, such that the inductor emits a magnetic pulse including a first magnitude during the data transmission period, the control circuit being configured to control the switching circuit to adjust the level of the current in the inductor such that the level of the current in the inductor is increased and decreased repeatedly by a second amount with at least one constant slope between two different levels during a data non-transmission period, and the inductor emits a magnetic pulse including a second magnitude during the data non-transmission period, the second amount being less than the first amount, the first magnitude being greater than a threshold value corresponding to a noise level, and the second magnitude being less than the threshold value.
 19. The MST device of claim 18, wherein the switching circuit includes, a first switching element connected between a power node and a first node, a second switching element connected between the first node and a ground node, a third switching element connected between the power node and a second node, and a fourth switching element connected between second node and the ground node, the first node is connected to the first port, and the second node is connected to the second port.
 20. A controller, comprising: a memory; and an application processor coupled to the memory, the application processor being configured to provide switching control signals to a switching circuit coupled to an inductor for adjusting a level of a current in the inductor, the application processor being configured to control the switching circuit to adjust the level of the current in the inductor by a first amount over a data transmission period, such that the inductor emits a magnetic pulse including a first magnitude during the data transmission period, the application processor being configured to control the switching circuit to adjust the level of the current in the inductor such that the level of the current in the inductor is increased and decreased repeatedly by a second amount with at least one constant slope between two different levels during a data non-transmission period, and the inductor emits a magnetic pulse including a second magnitude during the data non-transmission period, the second amount being less than the first amount, the first magnitude being greater than a threshold value corresponding to a noise level, and the second magnitude being less than the threshold value. 